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Loans | Savings | Certificates

The rates appearing in this table are accurate and effective as of the Effective Date indicated on the Rate Table. If you have any questions on your accounts, please call GCM Federal Credit Union at (651) 646-0933.

Rates subject to change. Effective 10/16/2006
Loans Rate APR* Term  
Share Secured 5.750  5.750  24 Calculator
Signature/ Overdraft Credit Line New!!! Platinum Level!!! 10.000 10.000 24 Calculator
Signature/ Overdraft Credit Line- Grade A 12.000 12.000 24 Calculator
Signature/ Overdraft Credit Line- Grade B 14.000 14.000 24 Calculator
Signature/ Overdraft Credit Line- Grade C 18.000 18.000 24 Calculator

Vehicle Loan (Model Years 2008 - 2005)

  0.000 n/a Calculator
Grade: A+/ Platinum 5.75

5.75

48 Calculator
Grade: A 6.55 6.55 48 Calculator
Grade: B 7.55 7.55 48 Calculator
Grade: C 11.500 11.500 48 Calculator
Grade: D 15.000  15.000 48 Calculator
Grade: A+/ Platinum 6.25 6.25 72 Calculator
Grade: A 7.05 7.050 72 Calculator
Grade: B 8.050 8.050 72 Calculator
Grade: C 13.000  13.000  72 Calculator
Grade: D 16.000  16.000  72 Calculator
Vehicle Loan (Model Years 2004 and Older)   0.000 n/a Calculator
Grade: A+/ Platinum 7.050 7.050 48 Calculator
Grade: A 7.650 7.650 48 Calculator
Grade: B 9.350 9.350 48 Calculator
Grade: C 14.500 14.500 48 Calculator
Grade: D 17.000  17.000  48 Calculator
*APR = Annual Percentage Rate
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Savings Dividend Rate APY* Term Minimum Opening Deposit Minimum Balance to Earn APY
Regular Share Account 0.250 0.250 n/a $25.00 $100.00
Money Market Account 2.550  2.580  n/a $2,500.00 $2,500.00
Christmas Club Account 0.250 0.250 n/a $25.00 $100.00
Preferred Share Account 0.400 0.400 n/a $25.00 $100.00
Traditional IRA Account 1.250  1.260  n/a $100.00 $100.00
Prime Advantage Share Draft Account 0.500 0.500 n/a $50.00 n/a
*APY = Annual Percentage Yield
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Certificates  (Requires a minimum of $1000.00 to open) Dividend Rate APY* Term
6 Month Certificate of Deposit 1.80% 1.81% 6
12 Month Certificate of Deposit- Base Rate Disclosed- Rate May Vary With Deposit

2.00% 

2.02% 12
24 Month Certificate of Deposit 2.30% 2.32% 24
36 Month Certificate of Deposit

2.60%

2.63%

36
*APY = Annual Percentage Yield
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